Philip loves foreign travel. But he's really smiling, now, because he found term life insurance at Preferred Plus rates.
I came across Steve Kobrin's website after getting the run around for over 8 months with two separate Internet based brokers.
These other brokers took me through the lengthy Prequalification process only to find that the insurance company would not take me (due to foreign travel). I was also passed off from one "client service rep" to the other and it took them days to return my emails.
In great contrast, my experience with Steve has been exemplary.
From my first contact with Steve he has shown great professionalism and knowledge of the issues that someone looking for life insurance faces. He knew right away which insurance company would likely take me and the Prequalification forms he sent were meticulously explained. Beyond that, he was very responsive to my questions and emails and personally took me through the entire process.
I highly recommend Steve's services and would definitely go back to him for my future insurance needs.
Today, foreign travel is a controversial issue in the life insurance industry. Politics aside, carriers are often reluctant to underwrite visitors to dangerous locations, as a business decision, plain and simple.
Nonetheless, while some companies shy away from globe-trotters, other companies are eager to compete for your business. The traveling consumer simply needs better guidance, in finding the underwriters who specialize in this area.
There is no need to risk a declination or rating due to foreign travel.
Steven Kobrin, LUTCF
6-05 Saddle River Rd #103
Fair Lawn, NJ 07410
(866) 633-1818 Phone
(201) 796-8244 Fax
Steven Kobrin, LUTCF, is life insurance licensed in DC and 48 states. Residents of Hawaii and Alaska should NOT request a life insurance quote. Use of this web site indicates understanding of these statements.
by Steven Kobrin, LUTCF. All rights reserved.
Gary has been Hep C
positive for 20 years.
Charles has elevated Liver Enzymes and triglycerides too.
L.B. has a rare liver disease, in addition to Crohns Disease.
Todd's Ulcerative Colitis was treated through surgery.
Ben learned that Diabetic Adults can pay surprisingly low premiums.
Sue found affordable coverage for her son, one of millions of Diabetic Children in the USA.
Don was given a Diabetes Diagnosis only very recently.
James has Insulin-dependent Diabetes.
Shelley found a better policy, even with Scleroderma.
Donna's young son has an Epileptic Seizure disorder.
Barbara is recovering from Substance Abuse and depression.
Richard is an Alpine Climber, who was frustrated by sky rocketing rates.
Bob is a Rock Climber, who plays as hard as he works.
Scott is an Extreme Sports enthusiast, and a small business owner.
Richard wanted an underwriter to understand, he mostly does occasional Bouldering.