Client Profiles

Do you know what insurance rates you can reasonably expect to receive?

The client profiles listed on this page illustrate what is possible -- even if you have a serious health condition -- or if you were declined elsewhere.

You are not alone! Our clients have a wide range of health conditions and other risk factors. You will find their personal experiences to be most reassuring.

Steven Kobrin, LUTCF
6-05 Saddle River Rd #103
Fair Lawn, NJ 07410
(866) 633-1818 Phone
(201) 796-8244 Fax
skobrin@stevenkobrin.com

Steven Kobrin, LUTCF, is life insurance licensed in DC and 48 states. Residents of Hawaii and Alaska should NOT request a life insurance quote. Use of this web site indicates understanding of these statements.

Copyright ©
by Steven Kobrin, LUTCF. All rights reserved.

Client Profiles...

Gary has been Hep C
positive for 20 years.

Charles has elevated Liver Enzymes and triglycerides too.

L.B. has a rare liver disease, in addition to Crohns Disease.

Todd's Ulcerative Colitis was treated through surgery.

Ben learned that Diabetic Adults can pay surprisingly low premiums.

Sue found affordable coverage for her son, one of millions of Diabetic Children in the USA.

Don was given a Diabetes Diagnosis only very recently.

James has Insulin-dependent Diabetes.

Shelley found a better policy, even with Scleroderma.

Donna's young son has an Epileptic Seizure disorder.

Barbara is recovering from Substance Abuse and depression.

Richard is an Alpine Climber, who was frustrated by sky rocketing rates.

Bob is a Rock Climber, who plays as hard as he works.

Scott is an Extreme Sports enthusiast, and a small business owner.

Richard wanted an underwriter to understand, he mostly does occasional Bouldering.

Philip loves Foreign Travel and needed extra care in underwriting.

Jimmy had a legal deadline, typical of Divorce Settlements.