Life Insurance Guide

A life insurance guide to smooth your way

Avoid delays and problems with your life insurance application. Feel comfortable and confident with the underwriting process. Here are the major steps involved along with advice to guide you.

Please do not hesitate to contact me with any questions or concerns regarding your life insurance application.

Best wishes,

Steve Kobrin, LUTCF


If you intend to replace a current policy, do NOT terminate it until your formal application has been approved for the new policy and you have formally accepted it.

Steven Kobrin, LUTCF
6-05 Saddle River Rd #103
Fair Lawn, NJ 07410
(866) 633-1818 Phone
(201) 796-8244 Fax

Steven Kobrin, LUTCF, is life insurance licensed in DC and 48 states. Residents of Hawaii and Alaska should NOT request a life insurance quote. Use of this web site indicates understanding of these statements.

Copyright ©
by Steven Kobrin, LUTCF. All rights reserved.

Life Insurance Guide


Allow me to thank you for the efficient service you have provided me in obtaining life insurance.

I had been denied insurance from other companies, but you came through on the type of life insurance I wanted and the price was exactly as you quoted me.

You assisted and guided me every step of the way. Thanks for everything.

Paul Gigerich