Plan. Risk. Live Your Life to the Fullest. need to plan right in order to get the most out of life.

And you need to be a smart shopper in order to plan right.

On this blog I give you the inside scoop…

I show you how the world of life insurance really works…

And I give you the top tips to make your way through it easily.

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My most recent blog posts:

Sexual Issues and Life Insurance (2/9/2018) - One of the most talked about cultural and societal issues of late is that of sexuality and gender. The #MeToo movement supporting victims of sexual harassment has brought many secrets to light, with influential leaders in many industries being accused of sexual misconduct. Freedom and rights surrounding gender identity have become a national conversation, and […]
Should I seek out legal services to attain the full amount of my father’s whole life policy, if the claims department determines I’m not eligible before the two-year policy standard? (2/6/2018) - I’m sorry for your loss. I also lost my father, a few years ago, and his demise started with a broken hip too. I don’t see any reason for this… Read More
What are the best investments that include an insurance component, for example life or medical insurance? (2/6/2018) - There are many annuities in the marketplace that provide a death benefit. This actually can be a value-added feature if you want your heirs to be “made whole” from your… Read More
What is a better vehicle for saving for my child’s education costs: a whole life insurance policy or a 529 plan? (2/6/2018) - I will answer this question from the point of view of somebody who sells life insurance. You can compare my notes to somebody who sells the 529 plans, and see… Read More
How much taxes do I have to pay from a full surrender of $7,342 from a life insurance policy? (1/23/2018) - If the money is really a surrender of cash value, then you would be taxed on an amount above the cost basis. You can ask the insurance company for the… Read More

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What else is on this blog?

You can learn more about life insurance products and the life insurance industry:

Inside The Industry.  What you need to know about the life insurance marketplace and products. My humble commentary on political, legal, and economic trends that affect the industry.

Winning The Life Insurance Game. How to make the application process work for you. My advice for people with specific risk factors, such as tough medical conditions and extreme hobbies, on how to get coverage at a reasonable rate.

The Conscious Consumer.  Thoughts on why people buy – or postpone buying – life insurance. I often call upon studies of neuroscience, psychology, religion, and spirituality to explain consumer behavior.

Partners Are People, Too.  Spouses, life partners, and business partners need to cooperate on financial matters, especially regarding sensitive topics such as life insurance. Here I offer some of the fruits of over 30 years of happy marriage 🙂 to help your decision-making dynamics run more smoothly.

Know Your Broker. The life insurance salesman must really be a “renaissance man”…part business owner, part financial professional, part spiritual guide. I want to share with you a few things about myself, my company, and my life.

Business Owners.  An exploration of the many uses business owners have for life insurance.

Honoring Your Parents.  Looking to the future through our past.  Take a closer look at lessons from our parents’ thoughts and decisions.

Spiritual Business Practices.  Examining how spiritual growth can take place while you conduct business.



Want to learn more?
Read my free guide, How To Get Great Life Insurance Rates and learn how you can get life insurance companies to compete for your business, at no risk or extra cost.