Plan. Risk. Live Your Life to the Fullest. need to plan right in order to get the most out of life.

And you need to be a smart shopper in order to plan right.

On this blog I give you the inside scoop…

I show you how the world of life insurance really works…

And I give you the top tips to make your way through it easily.

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My most recent blog posts:

How Not To Play God With Your Kids (4/13/2018) - In this series so far, we have discussed the importance of not playing God in business situations – with your clients, with your employees, and in your profession. But this tendency to play God isn’t limited to the career world; it’s just as rampant on a personal level. To start off this deep dive into […]
Sexual Addiction and Life Insurance (3/30/2018) - You can’t tune into the news these days without hearing a breaking story about sexual abuse. The #MeToo Movement has brought to public attention the travesty of sexual predation that takes place in many industries. While its initial focus was on show business, victims from other arenas, such as finance and community service, are now […]
If I am using a loan to pay the premiums on a life insurance policy and I surrender the policy to take out the cash value, will I have to pay income tax on the loan and the accumulated interest? (3/28/2018) - Cash taken out of a life insurance policy is taxed if it is above your cost basis. The quickest way for you get to get an answer is to call… Read More “Compare term life insurance rates at no cost from top rated companies in seconds.”
Is it better for a 34-year-old with a family of three to take a 20- or 30-year life insurance policy if I know that the premiums will significantly increase if I choose the 20-year policy? (3/28/2018) - If you think there is a possibility you will need life insurance for more than 20 years, then you should buy the 30-year term. You will probably spend less… Read More “Compare term life insurance rates at no cost from top rated companies in seconds.”
Is whole life insurance a good option for my family of three if I have multiple retirement accounts and insurance policies already in place? (3/28/2018) - It could be a good idea if you want to have a guaranteed portion of your financial portfolio. Whole life insurance gives just about the best guarantees out there. Of… Read More “Compare term life insurance rates at no cost from top rated companies in seconds.”

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What else is on this blog?

You can learn more about life insurance products and the life insurance industry:

Inside The Industry.  What you need to know about the life insurance marketplace and products. My humble commentary on political, legal, and economic trends that affect the industry.

Winning The Life Insurance Game. How to make the application process work for you. My advice for people with specific risk factors, such as tough medical conditions and extreme hobbies, on how to get coverage at a reasonable rate.

The Conscious Consumer.  Thoughts on why people buy – or postpone buying – life insurance. I often call upon studies of neuroscience, psychology, religion, and spirituality to explain consumer behavior.

Partners Are People, Too.  Spouses, life partners, and business partners need to cooperate on financial matters, especially regarding sensitive topics such as life insurance. Here I offer some of the fruits of over 30 years of happy marriage 🙂 to help your decision-making dynamics run more smoothly.

Know Your Broker. The life insurance salesman must really be a “renaissance man”…part business owner, part financial professional, part spiritual guide. I want to share with you a few things about myself, my company, and my life.

Business Owners.  An exploration of the many uses business owners have for life insurance.

Honoring Your Parents.  Looking to the future through our past.  Take a closer look at lessons from our parents’ thoughts and decisions.

Spiritual Business Practices.  Examining how spiritual growth can take place while you conduct business.

Eligibility and Underwriting.  Looking under the microscope of insurability factors.



Want to learn more?
Read my free guide, How To Get Great Life Insurance Rates and learn how you can get life insurance companies to compete for your business, at no risk or extra cost.