Blog need to plan right in order to get the most out of life.

And you need to be a smart shopper in order to plan right.

On this blog I give you the inside scoop…

I show you how the world of life insurance really works…

And I give you the top tips to make your way through it easily.

→ Is this your first time reading this blog?  Start with these tools.

My most recent blog posts:

How to Keep a New Year’s Resolution (1/2/2019) What was the resolution you made this New Year’s Eve? Was it to make more money? Be less angry? Feel more love? Be less overweight?   Can you be guaranteed success in achieving any of your goals? I think so. Here’s the key: if you want to be a totally different person by the end […]
The Difference Between “International” and “Global” Insurance (12/12/2018) As I see it, the cutting edge of the insurance industry – primarily the life insurance marketplace – has been “international” coverage. American consulting and brokerage expertise is needed by citizens and residents of other countries, who have a connection to the United States. This connection could be in the form of a business interest, […]
Business Loan Insurance, In a Nutshell (12/5/2018) Why you need it: Lenders want protection against the loss of their investment in case of the death or disability of the borrower. Who demands it: Everyone from private lenders, to big banks, to the SBA. Which policies to get: Life insurance; disability income replacement; business overhead expense; special risk policies. How to get it: […]
The Power of Three in Client Service (11/28/2018) To provide the best service to insurance clients, three factors must fall into place. They are: Expertise: the consultant/broker must know the product and the marketplace inside out. Independence: the consultant/broker must be free to choose the company and product most appropriate for the client. Standards: the broker/consultant must focus his or her sales and […]
Thanksgiving: The Inside Scoop (11/21/2018) Here are two videos with insights into our oldest and most cherished American holiday. They are short, informative, and inspirational. Enjoy! Happy Thanksgiving from Steve, Charlene, Darren, Basim, Debby and the rest of the crew with the Kobrin Office. “Lincoln and Thanksgiving: the Origin of an American Holiday” The very first Thanksgiving happened almost 400 […]

[Tweet “You won’t believe what I found out about #LifeInsurance at”]

What else is on this blog?

You can learn more about life insurance products and the life insurance industry:

Inside The Industry.  What you need to know about the life insurance marketplace and products. My humble commentary on political, legal, and economic trends that affect the industry.

Winning The Life Insurance Game. How to make the application process work for you. My advice for people with specific risk factors, such as tough medical conditions and extreme hobbies, on how to get coverage at a reasonable rate.

The Conscious Consumer.  Thoughts on why people buy – or postpone buying – life insurance. I often call upon studies of neuroscience, psychology, religion, and spirituality to explain consumer behavior.

Partners Are People, Too.  Spouses, life partners, and business partners need to cooperate on financial matters, especially regarding sensitive topics such as life insurance. Here I offer some of the fruits of over 30 years of happy marriage 🙂 to help your decision-making dynamics run more smoothly.

Know Your Broker. The life insurance salesman must really be a “renaissance man”…part business owner, part financial professional, part spiritual guide. I want to share with you a few things about myself, my company, and my life.

Business Owners.  An exploration of the many uses business owners have for life insurance.

Honoring Your Parents.  Looking to the future through our past.  Take a closer look at lessons from our parents’ thoughts and decisions.

Spiritual Business Practices.  Examining how spiritual growth can take place while you conduct business.

Eligibility and Underwriting.  Looking under the microscope of insurability factors.


Want to learn more?
Read my free guide, How To Get Great Life Insurance Rates and learn how you can get life insurance companies to compete for your business, at no risk or extra cost.