Should the Insurance Company Stop the Suicide?

moralThe moral dimensions of selling life insurance can be really interesting.

Such a question was asked recently on Quora: What moral obligation do insurance companies have? (Say a person has life coverage at a company and he phoned them to ask if suicide will be covered. This will surely send alarm bells off with the consultant, as he may know that a suicide is on the way. If the suicide then is committed by the same guy, would the insurance company not feel they could have done something to prevent it. 2. And from a financial point of view, they could have prevented a claim from being paid out?)

Here is my answer.

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