Greetings from Steve Kobrin, Founder and President:
I come from an insurance family, and am second generation in the business. Since 1991 I have helped many thousands of people buy life insurance, and am an expert in placing the higher-risk cases.
As a life insurance specialist I have formed strategic partnerships with experts in product lines that complement my own. Clients are best served by a team of “masters of their trades,” as opposed to “one jack of all trades who masters none.” This is true in many industries – medicine, law, and construction, to name a few. When it comes to the important things in life like their finances, consumers want to work with the best in their field.
My professional network now includes experts in a wide variety of insurance marketplaces: life and health; property and casualty; liability; group benefits; senior products; and offshore, captive, and private placement plans. They range from specialist brokers to excess market carriers, in virtually every step of the insurance distribution chain.
My firm serves as a global portal to this vast network of insurance experts. Whether you are a broker seeking a strategic partnership with a wholesaler; a venture capitalist soliciting policies for a portfolio client; or an on-line retail store seeking to expand into financial services, we can assemble the team you need.
Their products and services are available through the platforms below. Simply contact our office for assistance, and we will engage the appropriate specialist(s).
In most cases, the provider will compensate us, with no out-of-pocket cost to you. In some cases, we will charge you a consulting fee. In all cases, you will be advised of the terms of our compensation before engaging our referral and team-building services.
You can purchase virtually all the insurance policies needed to cover
directors, officers, executives, key personnel, plants, equipment, and
all liabilities. Coverages are available for foreign corporations and executives, as well as those based in the US.
You will receive high-end, personalized expert assistance in meeting all your insurance needs related to estate preservation, estate equalization, business planning, legacy planning, and charitable giving.
You can purchase a competitively-priced policy through a highly specialized “impaired risk” brokerage and consulting team.
You will receive high-end, personalized sales assistance from a professional financial consultant, with access to virtually every company and product in the brokerage marketplace.
Both your staff and your clients can receive top-of-the-line insurance consulting and brokerage services from an industry leader.
You can indemnify your corporation against potential losses due to death, disability, legal and fiduciary misconduct, and public disgrace/adverse media exposure.
You can secure your earnings, and that of your professional practice, through a combination of traditional and special market policies.
Your company or organization can offer members or customers the opportunity to purchase term life insurance when going online to purchase your own products or services.
You can provide additional financial products to your clients, and generate significant passive commission and override income, without increasing overhead or deviating from your core product or service.
You can receive superior compensation and back-office support from one of the largest distributors in the country, in terms of premium written: advanced case design; priority case handling; expedited application entry/case status; strong underwriting advocacy; in-house APS ordering and review; top commissions; and fast-track commission processing.
You can receive complete sales, marketing, training, administration, and compliance support from one of the nation’s top wholesalers.processing.