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Greetings from Steve Kobrin, Founder and President:

I come from an insurance family, and am second generation in the business. Since 1991 I have helped many thousands of people buy life insurance, and am an expert in placing the higher-risk cases.

As a life insurance specialist I have formed strategic partnerships with experts in product lines that complement my own. Clients are best served by a team of “masters of their trades,” as opposed to “one jack of all trades who masters none.” This is true in many industries – medicine, law, and construction, to name a few. When it comes to the important things in life like their finances, consumers want to work with the best in their field.

My professional network now includes experts in a wide variety of insurance marketplaces: life and health; property and casualty; liability; group benefits; senior products; and offshore, captive, and private placement plans. They range from specialist brokers to excess market carriers, in virtually every step of the insurance distribution chain.

My firm serves as a global portal to this vast network of insurance experts. Whether you are a broker seeking a strategic partnership with a wholesaler; a venture capitalist soliciting policies for a portfolio client; or an on-line retail store seeking to expand into financial services, we can assemble the team you need.

Their products and services are available through the platforms within this site. Simply contact our office for assistance, and we will engage the appropriate specialist(s).

In most cases, the provider will compensate us, with no out-of-pocket cost to you. In some cases, we will charge you a consulting fee. In all cases, you will be advised of the terms of our compensation before engaging our referral and team-building services.

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