Search Results for: #LifeInsurance

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http://www.dreamstime.com/royalty-free-stock-photography-sky-diving-illustration-man-image45253147You need to plan right in order to get the most out of life.

And you need to be a smart shopper in order to plan right.

On this blog I give you the inside scoop…

I show you how the world of life insurance really works…

And I give you the top tips to make your way through it easily.

→ Is this your first time reading this blog?  Start with these tools.

My most recent blog posts:

What if Warren Buffett Was the Key Man of Your Business? (11/14/2018) Key person coverage is essential in a business, whether you’re small, medium, or international. Key people play many important roles: Has managerial responsibility. Is responsible for sales. Is connected with creditors. Is responsible for client/customer relationships. Is responsible for bank financing. Is responsible for manufacturing. Designed the product. Has connections with regulators needed to get […]
Increasing the Profit Margin on Your Life Insurance Sales (11/7/2018)  Let’s take a look at how money is made on the sale of life insurance. The broker or advisor takes responsibility for marketing and managing the sales process. The general agent and carrier take care of prequalification, underwriting, and case management. In the middle you have the completion of the application paperwork, which of course […]
Can you do a life insurance to life insurance 1035 exchange after the new life insurance policy is issued? Does it have to be done at the time of issue? (11/7/2018)  This is a really good question. Typically, an exchange is made from an existing policy to a new policy at the time the new policy is issued. The existing policy… Read More “Compare term life insurance rates at no cost from top rated companies in seconds.” https://www.insurenowdirect.com/stevenkobrin/Default.aspx
Can I remove my spouse from my life insurance policy prior to filing for divorce? (11/7/2018) If you are the owner of the policy, you have full control over the beneficiary designation. You can ask your broker, or the carrier’s policyholder service department, for a simple form… Read More “Compare term life insurance rates at no cost from top rated companies in seconds.” https://www.insurenowdirect.com/stevenkobrin/Default.aspx
Should we keep paying the premiums for a whole life insurance policy and let the cash value grow until year 10, or do we get out now and invest the difference and hope to recoup the losses? (11/7/2018) What you have is probably the best product in the marketplace to grow cash on a guaranteed basis. Can you honestly find another vehicle that will give you the same guaranteed interest… Read More “Compare term life insurance rates at no cost from top rated companies in seconds.” https://www.insurenowdirect.com/stevenkobrin/Default.aspx

[Tweet “You won’t believe what I found out about #LifeInsurance at www.PlanRiskLive.com.”]

What else is on this blog?

You can learn more about life insurance products and the life insurance industry:

Inside The Industry.  What you need to know about the life insurance marketplace and products. My humble commentary on political, legal, and economic trends that affect the industry.

Winning The Life Insurance Game. How to make the application process work for you. My advice for people with specific risk factors, such as tough medical conditions and extreme hobbies, on how to get coverage at a reasonable rate.

The Conscious Consumer.  Thoughts on why people buy – or postpone buying – life insurance. I often call upon studies of neuroscience, psychology, religion, and spirituality to explain consumer behavior.

Partners Are People, Too.  Spouses, life partners, and business partners need to cooperate on financial matters, especially regarding sensitive topics such as life insurance. Here I offer some of the fruits of over 30 years of happy marriage 🙂 to help your decision-making dynamics run more smoothly.

Know Your Broker. The life insurance salesman must really be a “renaissance man”…part business owner, part financial professional, part spiritual guide. I want to share with you a few things about myself, my company, and my life.

Business Owners.  An exploration of the many uses business owners have for life insurance.

Honoring Your Parents.  Looking to the future through our past.  Take a closer look at lessons from our parents’ thoughts and decisions.

Spiritual Business Practices.  Examining how spiritual growth can take place while you conduct business.

Eligibility and Underwriting.  Looking under the microscope of insurability factors.

 

Want to learn more?
Read my free guide, How To Get Great Life Insurance Rates and learn how you can get life insurance companies to compete for your business, at no risk or extra cost.

Plan. Risk. Live Your Life to the Fullest.

http://www.dreamstime.com/royalty-free-stock-photography-sky-diving-illustration-man-image45253147You need to plan right in order to get the most out of life.

And you need to be a smart shopper in order to plan right.

On this blog I give you the inside scoop…

I show you how the world of life insurance really works…

And I give you the top tips to make your way through it easily.

→ Is this your first time reading this blog?  Start with these tools.

My most recent blog posts:

What if Warren Buffett Was the Key Man of Your Business? (11/14/2018) - Key person coverage is essential in a business, whether you’re small, medium, or international. Key people play many important roles: Has managerial responsibility. Is responsible for sales. Is connected with creditors. Is responsible for client/customer relationships. Is responsible for bank financing. Is responsible for manufacturing. Designed the product. Has connections with regulators needed to get […]
Increasing the Profit Margin on Your Life Insurance Sales (11/7/2018) -  Let’s take a look at how money is made on the sale of life insurance. The broker or advisor takes responsibility for marketing and managing the sales process. The general agent and carrier take care of prequalification, underwriting, and case management. In the middle you have the completion of the application paperwork, which of course […]
Can you do a life insurance to life insurance 1035 exchange after the new life insurance policy is issued? Does it have to be done at the time of issue? (11/7/2018) -  This is a really good question. Typically, an exchange is made from an existing policy to a new policy at the time the new policy is issued. The existing policy… Read More “Compare term life insurance rates at no cost from top rated companies in seconds.” https://www.insurenowdirect.com/stevenkobrin/Default.aspx
Can I remove my spouse from my life insurance policy prior to filing for divorce? (11/7/2018) - If you are the owner of the policy, you have full control over the beneficiary designation. You can ask your broker, or the carrier’s policyholder service department, for a simple form… Read More “Compare term life insurance rates at no cost from top rated companies in seconds.” https://www.insurenowdirect.com/stevenkobrin/Default.aspx
Should we keep paying the premiums for a whole life insurance policy and let the cash value grow until year 10, or do we get out now and invest the difference and hope to recoup the losses? (11/7/2018) - What you have is probably the best product in the marketplace to grow cash on a guaranteed basis. Can you honestly find another vehicle that will give you the same guaranteed interest… Read More “Compare term life insurance rates at no cost from top rated companies in seconds.” https://www.insurenowdirect.com/stevenkobrin/Default.aspx

[Tweet “You won’t believe what I found out about #LifeInsurance at www.PlanRiskLive.com.”]

What else is on this blog?

You can learn more about life insurance products and the life insurance industry:

Inside The Industry.  What you need to know about the life insurance marketplace and products. My humble commentary on political, legal, and economic trends that affect the industry.

Winning The Life Insurance Game. How to make the application process work for you. My advice for people with specific risk factors, such as tough medical conditions and extreme hobbies, on how to get coverage at a reasonable rate.

The Conscious Consumer.  Thoughts on why people buy – or postpone buying – life insurance. I often call upon studies of neuroscience, psychology, religion, and spirituality to explain consumer behavior.

Partners Are People, Too.  Spouses, life partners, and business partners need to cooperate on financial matters, especially regarding sensitive topics such as life insurance. Here I offer some of the fruits of over 30 years of happy marriage 🙂 to help your decision-making dynamics run more smoothly.

Know Your Broker. The life insurance salesman must really be a “renaissance man”…part business owner, part financial professional, part spiritual guide. I want to share with you a few things about myself, my company, and my life.

Business Owners.  An exploration of the many uses business owners have for life insurance.

Honoring Your Parents.  Looking to the future through our past.  Take a closer look at lessons from our parents’ thoughts and decisions.

Spiritual Business Practices.  Examining how spiritual growth can take place while you conduct business.

Eligibility and Underwriting.  Looking under the microscope of insurability factors.

 

 

Want to learn more?
Read my free guide, How To Get Great Life Insurance Rates and learn how you can get life insurance companies to compete for your business, at no risk or extra cost.